At HPK Provident Advisors, our goal is simple: reduce the stress and complexity surrounding finances and investing. That’s why we’ve developed our D.R.E.A.M. approach to financial planning.
D:Discover where you are currently, where you want to be, and how to get you there
R:Reduce stress. Money and financial planning oftentimes involve many questions and even more answers. Our goal is to help create a comfort level by organizing and simplifying complex topics.
E:Expectations. Setting expectations early, for us and you, further helps to alleviate stress and uncertainty in the financial planning process.
A:Action Steps. By creating a checklist of what needs to be done by each party, the planning process not only comes to life, it creates a tangible plan to be followed, reviewed and optimized at set intervals.
M:Move Forward: With all of the elements in place, your financial plan and stability can now be put in motion.
Below you will find a wealth of information covering everything from Social Security to advanced financial planning topics in both written and video formats. The topics we covered are diverse, but they are all designed to provide you with valuable information to help you with your overall financial planning.
In a year of economic optimism, as we emerge from the recession brought on by Covid-19, we have seen substantial gains in the equity market while fixed income has wavered. Through the first quarter of 2020, fixed income--specifically...Read More
Previously, the Internal Revenue Service (IRS) announced that the federal income tax filing due date for individuals for the 2020 tax year had been automatically extended from April 15, 2021, to May 17, 2021.1 More time for allHowever...Read More
What a year 2020 has been, and like no other in the history of the UnitedStates. Pandemic struck forcing the government to close the economyand push the United States into a recession. After a 34% stock marketdecline in the matter of...Read More
SCHEDULE A DISCUSSION WITH SEASONS FINANCIAL ADVISORSRead More
We at Seasons Financial Advisors are Social Security enthusiasts, so thought we'd recognize National Social Security Month with some updates and ideas. First things first, sign up for a "my Social Security" account at https://www.ssa...Read More
As we enter a new week, it appears volatility in the market is here to stay. The market continues to have big swings both up and down at levels that we have never seen before. Algorithmic (computer driven trading) certainly is a big...Read More
Fear of the spreading coronavirus spooked investors as the market dropped double digits last week. Reported cases have now exceeded ninety thousand, with three thousand deaths most of which have been specific to China. What really sent...Read More
Very often we’re asked if there are consequences to working while you are receiving benefits. And of course the answer is “it depends”. Here are the simple rules. Once you reach Full Retirement Age you can make as...Read More
If you were born in 1958 you'll be turning 62 in 2020. For many, reaching age 62 is exciting because it's the first age you can begin collecting Social Security retirement income benefits. That's the good news, you're now eligible for...Read More
Many people treat Social Security as if it’s a social safety net program, meaning there is a life event and the government steps in to help out. Think of a natural disaster - tornado comes through town and the Federal Emergency...Read More
Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how...Read More