Blog
At HPK Provident Advisors, our goal is simple: reduce the stress and complexity surrounding finances and investing. That’s why we’ve developed our D.R.E.A.M. approach to financial planning.
D:Discover where you are currently, where you want to be, and how to get you there
R:Reduce stress. Money and financial planning oftentimes involve many questions and even more answers. Our goal is to help create a comfort level by organizing and simplifying complex topics.
E:Expectations. Setting expectations early, for us and you, further helps to alleviate stress and uncertainty in the financial planning process.
A:Action Steps. By creating a checklist of what needs to be done by each party, the planning process not only comes to life, it creates a tangible plan to be followed, reviewed and optimized at set intervals.
M:Move Forward: With all of the elements in place, your financial plan and stability can now be put in motion.
Relevant Topics
Below you will find a wealth of information covering everything from Social Security to advanced financial planning topics in both written and video formats. The topics we covered are diverse, but they are all designed to provide you with valuable information to help you with your overall financial planning.
What's Inside Your Portfolio?
Wednesday, June 16, 2021
Many investors own one or many mutual funds or ETFs, but don’t really understand what the underlying holdings consist of. You may scratch your head in certain years wondering why your portfolio underperformed the major indexes...
Read MoreIs The Traditional 60/40 Portfolio Dead?
Wednesday, May 19, 2021
In a year of economic optimism, as we emerge from the recession brought on by Covid-19, we have seen substantial gains in the equity market while fixed income has wavered. Through the first quarter of 2020, fixed income--specifically...
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The IRS Extends Additional Tax Deadlines for IRAs, HSAs, and More
Tuesday, May 4, 2021
Previously, the Internal Revenue Service (IRS) announced that the federal income tax filing due date for individuals for the 2020 tax year had been automatically extended from April 15, 2021, to May 17, 2021.1 More time for allHowever...
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Who is Uncle FICA?
Monday, August 17, 2020
If your boss took 6.2% of your gross wages and told you that they’d give it back to you later in life, would you pay close attention to where that money went? When it came time for your boss to pay you back for all that money...
Read MoreShould I Invest In Gold Video
Friday, July 24, 2020
Does it make sense to invest in gold? David Harper, our resident coin collector, sharing his opinion on the matter.
Read MoreHas The Market Come Too Far Too Fast?
Wednesday, July 22, 2020
What a year 2020 has been, and like no other in the history of the UnitedStates. Pandemic struck forcing the government to close the economyand push the United States into a recession. After a 34% stock marketdecline in the matter of...
Read MorePaying Off Debt Versus Investing Video
Friday, July 10, 2020
Does it make sense to pay off debt or invest?
Read MoreSocial Security Eligibility and Availability Video
Monday, April 20, 2020
SCHEDULE A DISCUSSION WITH SEASONS FINANCIAL ADVISORS
Read MoreCoronavirus Market Update Video
Sunday, April 5, 2020
Micheal Kutch, CFA Discussing what impact the Coronavirus is having on the markets and what Seasons Financial Advisors is doing in response.
Read MoreCOVID-19 Business Update
Wednesday, April 1, 2020
SCHEDULE A DISCUSSION WITH SEASONS FINANCIAL ADVISORS
Read MoreApril is National Social Security Month!
Wednesday, April 1, 2020
We at Seasons Financial Advisors are Social Security enthusiasts, so thought we'd recognize National Social Security Month with some updates and ideas. First things first, sign up for a "my Social Security" account at https://www.ssa...
Read MoreCoronavirus Economic Impact Part Two
Tuesday, March 17, 2020
As we enter a new week, it appears volatility in the market is here to stay. The market continues to have big swings both up and down at levels that we have never seen before. Algorithmic (computer driven trading) certainly is a big...
Read MoreCoronavirus Impact On The Markets
Tuesday, March 3, 2020
Fear of the spreading coronavirus spooked investors as the market dropped double digits last week. Reported cases have now exceeded ninety thousand, with three thousand deaths most of which have been specific to China. What really sent...
Read MoreSocial Security Re-Do
Friday, January 17, 2020
Some of you may have been watching our posts and thought “Oh no, I may have made a mistake when I claimed Social Security”. Is there anything you can do? Well, depends. Let’s go to the rule book. You can reverse a...
Read MoreWorking while collecting Social Security benefits
Friday, January 17, 2020
Very often we’re asked if there are consequences to working while you are receiving benefits. And of course the answer is “it depends”. Here are the simple rules. Once you reach Full Retirement Age you can make as...
Read MoreWill Social Security be there for you?
Friday, January 17, 2020
“Will Social Security be there for me” is probably the number 1 question we receive, and like most government programs the answer is “it depends”. Let’s start with the current facts. According to the 2019...
Read MoreSurprise if you turn 62 in 2020 and want to collect Social Security now. You may be disappointed.
Friday, January 17, 2020
If you were born in 1958 you'll be turning 62 in 2020. For many, reaching age 62 is exciting because it's the first age you can begin collecting Social Security retirement income benefits. That's the good news, you're now eligible for...
Read MoreSocial Security IS NOT a social safety net
Friday, January 17, 2020
Many people treat Social Security as if it’s a social safety net program, meaning there is a life event and the government steps in to help out. Think of a natural disaster - tornado comes through town and the Federal Emergency...
Read More9 Facts About Social Security
Wednesday, December 19, 2018Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how...
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