Blog

At HPK Provident Advisors, our goal is simple: reduce the stress and complexity surrounding finances and investing. That’s why we’ve developed our D.R.E.A.M. approach to financial planning.

D:Discover where you are currently, where you want to be, and how to get you there

R:Reduce stress. Money and financial planning oftentimes involve many questions and even more answers. Our goal is to help create a comfort level by organizing and simplifying complex topics.

E:Expectations. Setting expectations early, for us and you, further helps to alleviate stress and uncertainty in the financial planning process.

A:Action Steps. By creating a checklist of what needs to be done by each party, the planning process not only comes to life, it creates a tangible plan to be followed, reviewed and optimized at set intervals.

M:Move Forward: With all of the elements in place, your financial plan and stability can now be put in motion.

Relevant Topics

Below you will find a wealth of information covering everything from Social Security to advanced financial planning topics in both written and video formats. The topics we covered are diverse, but they are all designed to provide you with valuable information to help you with your overall financial planning.

What's Inside Your Portfolio?

Michael Kutch, CFA® | Wednesday, June 16, 2021

Many investors own one or many mutual funds or ETFs, but don’t really understand what the underlying holdings consist of. You may scratch your head in certain years wondering why your portfolio underperformed the major indexes...

Michael Kutch, CFA® | Wednesday, May 19, 2021

In a year of economic optimism, as we emerge from the recession brought on by Covid-19, we have seen substantial gains in the equity market while fixed income has wavered. Through the first quarter of 2020, fixed income--specifically...

Colin Harper, CFP® | Wednesday, May 12, 2021

The IRS Extends Additional Tax Deadlines for IRAs, HSAs, and More

Brian F. Paluso CFP®, CLU®, RICP®, AIF® | Tuesday, May 4, 2021

Previously, the Internal Revenue Service (IRS) announced that the federal income tax filing due date for individuals for the 2020 tax year had been automatically extended from April 15, 2021, to May 17, 2021.1 More time for allHowever...

Michael Kutch, CFA® | Thursday, April 15, 2021

Who is Uncle FICA?

Brian F. Paluso CFP®, RICP®, AIF® | Monday, August 17, 2020

If your boss took 6.2% of your gross wages and told you that they’d give it back to you later in life, would you pay close attention to where that money went? When it came time for your boss to pay you back for all that money...

David Harper | Friday, July 24, 2020

Does it make sense to invest in gold? David Harper, our resident coin collector, sharing his opinion on the matter.

Michael Kutch, CFA | Wednesday, July 22, 2020

What a year 2020 has been, and like no other in the history of the UnitedStates. Pandemic struck forcing the government to close the economyand push the United States into a recession. After a 34% stock marketdecline in the matter of...

Colin Harper, CFP® | Friday, July 10, 2020

Does it make sense to pay off debt or invest?

Michael Kutch, CFA | Thursday, June 11, 2020

Brian F. Paluso CFP®, RICP®, AIF® | Monday, April 20, 2020

SCHEDULE A DISCUSSION WITH SEASONS FINANCIAL ADVISORS

Brian F. Paluso CFP®, RICP®, AIF® | Tuesday, April 7, 2020

Michael Kutch, CFA | Sunday, April 5, 2020

Micheal Kutch, CFA Discussing what impact the Coronavirus is having on the markets and what Seasons Financial Advisors is doing in response.

Colin Harper, CFP® | Wednesday, April 1, 2020

SCHEDULE A DISCUSSION WITH SEASONS FINANCIAL ADVISORS

Brian F. Paluso CFP®, RICP®, AIF® | Wednesday, April 1, 2020

We at Seasons Financial Advisors are Social Security enthusiasts, so thought we'd recognize National Social Security Month with some updates and ideas. First things first, sign up for a "my Social Security" account at https://www.ssa...

Michael Kutch, CFA | Tuesday, March 17, 2020

As we enter a new week, it appears volatility in the market is here to stay. The market continues to have big swings both up and down at levels that we have never seen before. Algorithmic (computer driven trading) certainly is a big...

Michael Kutch, CFA | Tuesday, March 3, 2020

Fear of the spreading coronavirus spooked investors as the market dropped double digits last week. Reported cases have now exceeded ninety thousand, with three thousand deaths most of which have been specific to China. What really sent...