At this point David became a social worker investigating incidents of child abuse. It quickly became apparent to him that people’s management of their finances has a significant impact on their relationship with God and other people, especially within their family. There was a three-week period in which David’s aunt passed away, his father almost died, and a co-worker died in his arms. David quickly realized that all these people worked hard all their lives and had very little to show for it financially. David was approached by his father-in-law Renato Zucchelli, the original member of HPK Provident Advisors, to join his company, known then as Zucchelli Investments. David looked at some of Ron’s client records and saw numerous examples of clients who were not high wage earners but had a substantial amount in their investment accounts. Ron explained that these clients live within their means and invest the rest on a monthly basis. After seeing the impact that Ron had on these people multi-generationally, David took it as a sign from God to make one last career change.